This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.
The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
Ubertor.com does not guarantee any of the information obtained by this calculator.
You've been waiting for Top Notch new contruction w/ all the thoughful details & here it is! 4 bedrooms upstairs & a 5th on lower level. French-doored office off entry, formal & informal dining, swedish-finish oak floors, exquisite wainscoting & millwork, sunny front porch, 3 fireplaces, vaulted ceilings, interior & exterior balconies. Kitchen w/ wine cooler, built-in wine rack, granite, stainless steel. 5 piece master bath w/ jetted tub. laundry chute, 2 car garage: all on an enormous lot!
Walking distance to the new Broadview Library, the Community center and Carkeek Park. Pick up the Interurban bike trail at 130th and bike to Skagit Valley! 5 bedrooms and 3.5 bathrooms. 3,791 square foot finished living space. 8,970 square foot lot. 400 square feet of outdoor living space. 477 square feet in the garage! Had the builder submitted for it, this home very well could have been 4 star green certified. Many of the qualifications have been met; including super energy efficient blown-in Bib insulation system, a 92% efficient gas furnace and a Rinnai tankless On Demand hot water heater. Extensive use of an artistic blend of hardwoods, granite, porcelain tile and built up mouldings. This formal living room mantle piece is custom for the home. The dining room has dual crown moulding, wainscoting and a glass-doored china cabinet built-in to the kitchen pass through. Very elegant while incredibly practical at the same time. Off the sunny porched entry, you find the french-doored office space. Ideal for meeting clients, with the powder room across the doorway. This room has a dedicated circuit for your computer system. Abundant light streams in from the bank of east facing windows in the great room off the kitchen. The unique lines of the home continue, examplified in the curved upper hallway balcony. The massive kitchen features gorgeous slab granite countertops, quartz eating bar lighting, a Jennarie Pro stainless suite of appliances, gas range, a wine cooler, built-in wine rack, a recycling station, a built-in cookbook shelf, a mosaic tile backsplash, swedish-finish hardwood floors, an under mount microwave, ample cabinetry, a spacious informal dining area that opens up to an additional outdoor dining space with a gas BBQ hookup. Upstairs you have a French-doored incredible master suite, with crown-moulding detailing, a THIRD fireplace, a juliet balcony, ample western exposure and a winter sound/mountain view. The master bath features dual vanities, a jetted oval tub, an oversized dual shower head stall and a walk in closet with a laundry chute. Don't miss the whole house tech system ares there too. The low maintenance, green exterior with James Hardie 50 year siding, cedar shingle accents, 30 year architectural composition roofing and recycled plastic GeoDeck decking. This backyard is fully-fenced.
Builder will contribute 1 % of sales price mortgage pre paid costs, closing costs or rate buydown.
Sales Price $799,000
No closing costs to buyer.
16.5% minimum down payment = $132,000
Frontier 30 yr fixed first mortgage for $417,000 @ currently 4 ¼ or 4 3/8 % after buydowns = +/- $2,082/mo @ 4 3/8
US Bank 25 yr interest only 2nd mortgage for $250,000 @ prime + 1.5% currently 4.75% = +/- $990 / mo
Total amount financed = $667,000. Monthly payments = $3,072 (payments on a standard 30 yr fxd mortgage principle of $667,000 @ 3.75% are $3,089)
Essentially the monthly payments are the same as a 3.75% mortgage.
Numbers do not include taxes and insurance
Rates subject to change without notice or buyer to verify current rates with: